Max Cunningham

Max Cunningham

Assumable homes for sale in Prescott, AZ

4 homesFHA & VA loansrates from 4.65% vs 7.40% today

Prescott assumption guide
375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 equity gap
Rate
4.65%
7.40%today
Payment
$2,010/mo
$2,699today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 equity gap
Rate
4.65%
7.40%today
Payment
$2,010/mo
$2,699today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

1624 Grant Street, Prescott, AZ, 86303 — assumable VA mortgage at 6.50%
VA
Active
45
$320,000$39,003 equity gap
Rate
6.50%
7.40%today
Payment
$1,814/mo
$1,987today
  • 1beds
  • 1baths
  • 432sqft

1624 Grant Street, Prescott

1419 Mckee Mine Road, Prescott, AZ, 86303 — assumable FHA mortgage at 6.92%
FHA
Active
31
$499,369$67,658 equity gap
Rate
6.92%
7.40%today
Payment
$2,911/mo
$3,054today
  • 3beds
  • 1baths
  • 1,381sqft

1419 Mckee Mine Road, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
4.65%
Lowest existing payment
$1,814 /mo
Median cash to assume
$61,490
Max Cunningham

Max Cunningham

Realtor License: SA629793000

REAL Broker

max@azrealestatepros.com+16028757565REAL Broker logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

REAL Broker is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.